Scamford Park | Retirement Homes

Frequently Asked Questions

Questions

Scamford Park
How much is the Ground Rent per month?
Are you allowed pets?
Is it Liquid Petroleum Gas(LPG)?
Is the Electricity/Gas/Water metered?

The location Scamford Park
Where exactly is Scamford Park located?
Where are the nearest Shops/Hospital/Doctors/Post Office?

Park Homes
Are park homes any different from conventional houses?
What are the other advantages of park home living?
What will happen to the value of my home over the years?
From what materials is the home built?
So how is the home actually built?

Buying a Park Home
What happens if when choosing my home, I don’t require any furniture, fittings etc?
How do the costs compare with conventional housing?
Supposing I don’t want to use my own funds to buy?

Legal aspects of a Park Home
Does legislation offer any protection to owners?
How else are my interests protected when buying?
Must it be a licensed residential park?

Answers

Scamford Park

How much is the Ground Rent per month?
£150.00 per month (twin unit), payable to Scamford Park Homes monthly by standing order from pro-rata form completion. This is to cover the costs of general maintenance of communal areas, road lighting etc etc.

Are you allowed pets?
Pets are Welcome, But must be kept under proper control and not allowed to despoil the park.

Is it Natural Gas or LPG?
It is LPG Gas with Bulk tanks in place.

Is the Electricity, Gas and Water metered?
The gas is individually metered and charged by Scamford Park to the homeowner. The electricity is individually metered and charged by Southern Electric. The water is individually metered and charged by Scamford Park.

The location Scamford Park

Where exactly is Scamford Park located?
Scamford Park is located on the outskirts of the village of Keeston.  It is near Haverfordwest, Pembrokeshire, West Wales.

Where are the nearest Shops/Hospital/Doctors/Post Office?
Everything Can be found in Haverfordwest

Park Homes

Are park homes any different from conventional houses?
The only real difference is the method of construction. Other than this, a modern park home resembles in every way an attractively designed traditionally built bungalow with a pitched roof. Once inside, there’s nothing to suggest that you are anywhere other than in a fully-equipped and luxurious modern dwelling. There will be good sized living areas and a separate kitchen, built-in cupboards and wardrobes, one, two or three bedrooms and fitted bathroom. Central heating and double glazing are usually installed as standard, and so is carpeting throughout.

What are the other advantages of park home living?
The social benefits are most readily appreciated by many. Home parks are very much communities where no-one need suffer the sense of isolation so often felt by people in retirement – especially those who move away from familiar surroundings. Individual privacy is, of course, respected as it would be anywhere. However, most park home owners do enjoy being drawn into the activities, committees, clubs and other social opportunities which develop as a result of initiatives by residents themselves. Other members of the family living elsewhere also have peace of mind from the knowledge that parks are semi-sheltered environments often with a resident owner or manager to provide additional security. Many park owners invest heavily in creating carefully landscaped and well laid-out surroundings with plenty of pathways, sitting-out areas and other facilities for residents to enjoy. Parks making exceptional efforts to improve and protect the natural environment can earn a David Bellamy Conservation Award through a scheme run in conjunction with BH&HPA.

What will happen to the value of my home over the years?
A good quality home on a well-run park should appreciate in value along the same lines as a traditional bricks and mortar property. Once again, similar considerations which affect the cost of conventional housing come into play: a popular park in a beautiful area for which there is a strong market of prospective buyers will naturally offer the best conditions for appreciation.

From what materials is the home built?
A park home is timber framed and provided with a tough and durable weatherproof exterior, plus a textured finish. Particular attention is paid to achieving a high level of insulation – often of equal or superior value to cavity wall buildings. This keeps heat loss and future energy bills to a minimum. Park homes are designed for easy maintenance, and owners are most unlikely to be faced with the sudden high repair bills, which are a common feature of bricks-and-mortar life.

So how is the home actually built?
It’s not so much “how” as “where” which makes the main difference. Park homes are constructed to British Standard BS3632 under carefully controlled workshop conditions, before being thoroughly checked and transported to the park. Here they are sited on a concrete base and connected to all mains services such as electricity, drainage and sometimes mains gas. In theory, the home can be disconnected and taken by a low-loader to another location – but in practice most park homes stay throughout their lives on the original plot.

Buying a Park Home

What happens if when choosing my home, I don’t require any furniture, fittings etc?
When choosing your home, it is very important to realise that the manufacturers are very flexible, in order that you can create the perfect home for yourself. Whilst the furniture comes as standard, it can very easily be omitted which will obviously reduce the cost of the home.

How do the costs compare with conventional housing?
They compare very favourably, and many people find that the sale of a larger family house provides sufficient cash to buy a luxurious, modern park home with enough funds left over to provide financial security. As to the actual costs, these of course vary according to the model chosen and the market value of the land on which the home is situated – precisely the same factors, in other words, which influence the price of a conventional house.

Supposing I don’t want to use my own funds to buy?
Loans for park home purchase are available from a small number of national finance companies who specialise in park home finance. Park home loans share many features with conventional mortgages and are available as both fixed rate and variable rate schemes and with repayment periods of up to 25 years. The lenders in this market are by and large specialists in park home lending with many years experience and are able to help you with the entire buying process How much should be budgeted for park fees? These vary up and down the country depending on the location of the park. Increases in fees can only be made in accordance with the requirements of the Mobile Homes Act 1983

Legal aspects of a Park Home

Does legislation offer any protection to owners?
It does indeed. The Mobile Homes (Wales) Act 2013 gives owners of park homes security of tenure – and that is probably its single most important safeguard. It also gives the owner the right to sell the home on the park, and the right to leave it to certain members of the family.

How else are my interests protected when buying?
Advice on residential parks living in Wales is available to consumers through the ‘Mobile Homes – Know Your Rights’ leaflet which is available to view on the the Welsh Government website.

Must it be a licensed residential park?
Yes, most definitely. The protection offered by the Mobile Homes (Wales) Act 2013, are applied to licensed residential parks – and are not available to holiday parks. There are also important differences between a residential park home, which is designed and built for year round residential living, and a caravan holiday home, which is constructed to different standards to reflect its use as leisure accommodation. So in your own interests, and to safeguard the value of your investment, always ensure that your prospective park has a local authority site licence for residential (not holiday) use.

 

Contact Us

Scamford Park,
Keeston Lane,
Camrose,
Haverfordwest,
Pembrokeshire
West Wales
SA62 6HN

scamfordparkhomes@gmail.com
Tel: 07498 311046
07482 771277

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